Hackers have learned to profit from their activities. While breaches at large companies like Target, Home Depot and Sony dominate the news this threat is significant for the small business as well. Virtually every industry segment is affected; indeed, any business that stores personal financial information on the network or conducts online cash management is a potential target. Payment fraud targeting wire transfers, automatic clearing house payments, and credit cards is increasing at an alarming rate. Historically, hacking has been a high risk issue only for banks, but attackers are now targeting all businesses in an effort to access bank funds via online payment methods.